Being injured in the workplace is very different than sustaining an injury at home or in a motor vehicle. Workplace injuries bring a host of unique issues and questions that include:
Who pays the medical bills?
Will my lost wages be reimbursed?
What happens if I need rehabilitation services?Do You Have a Case?
Injuries that happen at work are handled under the Michigan workers’ compensation system, established by the state legislature in 1912 to provide medical care, wage replacement and rehabilitation benefits to those who are injured at work. Because the system is complicated, with many exceptions and grey areas, it is important to look for a qualified workers’ compensation lawyer to make sure you receive the benefits you are entitled to under the law.
Under the Workers’ Disability Compensation Act, most Michigan employers are required to carry workers’ compensation insurance to cover employees who suffer an “injury arising out of and in the course of employment.” Compensation is provided, by the employer or their insurance carrier, for disability or death that results from a work-related injury or disease, regardless of who is at fault. The main covered categories are medical care, lost wages, and vocational rehabilitation services.
Workers’ compensation pays for all medical care that is “reasonable and necessary” for treatment of a work-related injury or disease for as long as the worker requires treatment. Covered services include medical and surgical care, hospital services and medications. Things such as attendant care, dental care, crutches and artificial appliances such as limbs, eyes, teeth, eyeglasses and hearing aids may also be covered.
Workers’ compensation wage loss benefits in Michigan are typically 80% of the after-tax value of the employee’s average weekly wage. There are other formulas that apply if the worker’s salary varies from week to week, or if they must return to part-time or to a lower paying job.
When an employee is unable to perform work for which they have previous training or experience, the law provides for vocational rehabilitation benefits. This includes a variety of services designed to help the injured person return to work, such as job placement assistance or retraining support.
“Workers’ compensation is an intricate area of the law,” says Mark Bernstein of The Sam Bernstein Law Firm, “but the right lawyer can be the difference between struggling to pay your bills and receiving the compensation you lawfully deserve.”
The law is complicated, but finding the right workers’ compensation lawyer is simple.
Call 1-800-CALL-SAM today for a free no-obligation consultation.Do You Have a Case?
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